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Helping you find The Best way Home! Julianne Krutka Park Square Realty 44 Elm Street Westfield, MA 01085 Office: 413-568-9226 - Cell: 413-297-6718  Fax 413-485-7379
	Home  Search for Homes  Featured Listings  Contact Login  Sign up for Daily Updates  Your Home's Value  Contact Me  Mortgage Calculator  Mortgage Info  Buyer Agency  Tips for Sellers  Visit my Website  Find me on Facebook!  Follow me on Twitter!  Connect with me on Linkedin Julianne Krutka Western MA and Northern CT REALTOR® Cell: 413-297-6718 Fax: 413-485-7379 Email: Julianne.Krutka@gmail.com Website: www.JulianneKrutka.com Friend me on Facebook: http://www.facebook.com/JulianneThibodeauKrutka Follow me on Twitter: http://www.twitter.com/JulianneKrutka Connect with me on Linkedin: http://www.linkedin.com/in/JulianneKrutkaRealEstate Fan us on Facebook: http://www.facebook.com/WesternMAHome A wise person once said..the only stupid question is the one you don't ask! I am never to busy to answer your questions about Real Estate...ask away! Park Square Realty 44 Elm Street Westfield MA 01085 Phone: 413-568-9226 Cell Phone: 413-297-6718 Fax: 413-485-7379 Email: Julianne.Krutka@gmail.com Privacy Policy			10 Good Questions to Ask Your Lender Be sure you find a loan that fits your needs with these comprehensive questions. 1. What are the most popular mortgage loans you offer? 2. Which type of mortgage plan do you think would be best for us? Why? 3. Are your rates, terms, fees, and closing costs negotiable? 4. Will I have to buy private mortgage insurance? If so how much will it cost and how long will it be required? NOTE: Private mortgage insurance usually is required if you make less than a 20 percent downpayment, but most lenders will let you discontinue the policy when you’ve acquired a certain amount of equity by paying down the loan. 5. Who will service the loan? Your bank or another company? 6. What escrow requirements do you have? 7. How long is your loan lock-in period (the time that the quoted interest rate will be honored)? Will I be able to obtain a lower rate if they drop during this period? 8. How long will the loan approval process take? 9. How long will it take to close the loan? 10. Are there any charges or penalties for prepaying the loan? Used with permission from Real Estate Checklists & Systems (http://www.realestatechecklists.com).
I am a licensed Realtor in Massachusetts and Connecticut. I pride myself on serving the needs of Buyers and Sellers in all of the Western Massachusetts and Northern Connecticut Communities.