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Century 21 Adams
Your Century 21 Adams Exclusive Buyer's Agent
Who represents you and your Best Interests
We will provide you with the Following Services:
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- 1. ACHIEVING YOUR GOALS
- a. A home that Meets your needs
- b. In the time period you desire
- c. The least amount of inconvenience
- d. The best value achievable
- 2. HOME NEEDS ASSESSMENT
- a. Home Location
- b. Style of home
- c. Number of bedrooms & baths
- d. Other home amenities
- 3. HOME FINANCING ASSESSMENT
- a. Determining price range
- b. Alternative financing options
- c. Payment figures including P.I.T.I.
- d. Utility and repair estimates
- e. Income tax benefits
- f. Do you have to sell to buy
- g. Mortgage pre-approval at best rates & terms
- 4. BUYER EDUCATION ABOUT ALL REAL ESTATE FORMS
- a. Offer to Purchase & Addendums
- b. Lead Paint Disclosures
- c. Board of registration Home Inspection Disclosure
- 5. CRITICAL DATES & TIME LIMITS IN A TRANSACTION
- a. Offer to Purchase
- b. Inspections
- c. Mortgage
- d. Insurance
- e. Closing Date
- 6. HELPING YOU FIND THE RIGHT HOME
- a. Entering your home search criteria in the Multiple Listing Service (MLS)
- b. Daily email updates for all homes that meet your criteria
- c. 24 Hour access to all homes that meet your criteria
- d. View multiple photos, Virtual Tours on most homes Extending to FSBO's (For Sale By Owner's)
- 7. HELPING YOU VIEW THE RIGHT PROPERTY
- a. Helping you select the right house to view
- b. Showing you the properties
- c. Helping you evaluate the pluses and minuses of each
- 8. ONCE YOU HAVE FOUND THE RIGHT HOME
- a. Obtaining all the property disclosures
- b. Reviewing all Comparable Sales in the neighborhood
- c. Reviewing exact payment figures (P+I+T+I)
- d. Reviewing Tax Benefits of home ownership
- e. Checking Zoning (if applicable)
- f. Building Permits
- g. Flood Zone
- h. Fire Department (for underground tanks)
- i. Police Department (Buyer's Responsibility)
- 9. NEGOTIATING STRATEGY & STRUCTURING OF THE OFFER
- a. How long has the house been on the market
- b. Were there any offers made
- c. What are current market conditions
- d. Negotiation strategy in buyer's market
- e. Negotiation strategy in seller's market
- f. Property price & terms
- g. Do you have a house to sell?
- 10. PRESENTING YOUR OFFER & COUNTER OFFERS
- a. Personally presenting your offer in a diligent manner
- b. Presenting your offer in accordance with our negotiation plan
- c. Closing the Offer or getting a counter offer
- 11. CLOSING THE SALE
- a. Best possible price
- b. Best terms possible
- c. In accordance with negotiation plan
- 12. THE HOME INSPECTION
- a. Selecting experienced, licensed Inspector who works in your best interest
- b. You Inspector will provide you with a thorough inspection and a comprehensive report
- c. Your Buyer's Agent will assist in investigating any issues, obtain repair estimates and help you decide if you should ask the seller to renegotiate or make repairs
- 13. THE PURCHASE AND SALES AGREEMENT
- a. Selection of a Real Estate Attorney who will represent your best interest
- b. Your Buyer's Agent will get the agreement signed
- 14. FINANCING YOUR HOME
- a. Help you select a bank or mortgage company with the best rates & terms
- b. Help you submit a completed application on time
- 15. HOME APPRAISAL PROCESS
- a. Meet appraiser & provide them with Comparable Sales
- b. Make sure appraisal is done in a timely fashion
- 16. THE MORTGAGE COMMITMENT
- a. Your Buyer's Agent will closely monitor the loan's progress
- b. Make sure you receive a condition free commitment on time or get you an extension if necessary
- 17. FINAL DETAILS BEFORE CLOSING
- a. Final Water & Sewer Reading
- b. Final Electric Reading (if municipal)
- c. Smoke & Carbon Monoxide Inspection
- d. Final Oil Take Reading (if applicable)
- e. Providing you with contact information of local utilities
- f. providing you with a list of moving companies (if needed)
- g. Home Owners Insurance (provide you with a list of agents & making sure you have an Endorsed Insurance Binder)
- 18. FINAL WALK THROUGH OF YOUR NEW HOME
- a. Premises delivered vacant or in accordance with terms of "P&S"
- b. Premises delivered broom clean condition
- c. Any mandated repairs in P&S are completed
- Seller gives buyer home orientation
- 19. THE CLOSING ON YOUR NEW HOME
- a. Make sure you have a bank or certified check
- b. Make sure you have an insurance binder
- c. Make sure you have any other required documentation
- d. Make sure you get keys to the home and will use my knowledge/skills in your best interest
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