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Buyer Representation


  • 1. ACHIEVING YOUR GOALS
    • a. A home that Meets your needs
    • b. In the time period you desire
    • c. The least amount of inconvenience
    • d. The best value achievable
  • 2. HOME NEEDS ASSESSMENT
    • a. Home Location
    • b. Style of home
    • c. Number of bedrooms & baths
    • d. Other home amenities
  • 3. HOME FINANCING ASSESSMENT
    • a. Determining price range
    • b. Alternative financing options
    • c. Payment figures including P.I.T.I.
    • d. Utility and repair estimates
    • e. Income tax benefits
    • f. Do you have to sell to buy
    • g. Mortgage pre-approval at best rates & terms
  • 4. BUYER EDUCATION ABOUT ALL REAL ESTATE FORMS
    • a. Offer to Purchase & Addendums
    • b. Lead Paint Disclosures
    • c. Board of registration Home Inspection Disclosure
  • 5. CRITICAL DATES & TIME LIMITS IN A TRANSACTION
    • a. Offer to Purchase
    • b. Inspections
    • c. Mortgage
    • d. Insurance
    • e. Closing Date
  • 6. HELPING YOU FIND THE RIGHT HOME
    • a. Entering your home search criteria in the Multiple Listing Service (MLS)
    • b. Daily email updates for all homes that meet your criteria
    • c. 24 Hour access to all homes that meet your criteria
    • d. View multiple photos, Virtual Tours on most homes Extending to FSBO's (For Sale By Owner's)
  • 7. HELPING YOU VIEW THE RIGHT PROPERTY
    • a. Helping you select the right house to view
    • b. Showing you the properties
    • c. Helping you evaluate the pluses and minuses of each
  • 8. ONCE YOU HAVE FOUND THE RIGHT HOME
    • a. Obtaining all the property disclosures
    • b. Reviewing all Comparable Sales in the neighborhood
    • c. Reviewing exact payment figures (P+I+T+I)
    • d. Reviewing Tax Benefits of home ownership
    • e. Checking Zoning (if applicable)
    • f. Building Permits
    • g. Flood Zone
    • h. Fire Department (for underground tanks)
    • i. Police Department (Buyer's Responsibility)
  • 9. NEGOTIATING STRATEGY & STRUCTURING OF THE OFFER
    • a. How long has the house been on the market
    • b. Were there any offers made
    • c. What are current market conditions
    • d. Negotiation strategy in buyer's market
    • e. Negotiation strategy in seller's market
    • f. Property price & terms
    • g. Do you have a house to sell?
  • 10. PRESENTING YOUR OFFER & COUNTER OFFERS
    • a. Personally presenting your offer in a diligent manner
    • b. Presenting your offer in accordance with our negotiation plan
    • c. Closing the Offer or getting a counter offer
  • 11. CLOSING THE SALE
    • a. Best possible price
    • b. Best terms possible
    • c. In accordance with negotiation plan
  • 12. THE HOME INSPECTION
    • a. Selecting experienced, licensed Inspector who works in your best interest
    • b. You Inspector will provide you with a thorough inspection and a comprehensive report
    • c. Your Buyer's Agent will assist in investigating any issues, obtain repair estimates and help you decide if you should ask the seller to renegotiate or make repairs
  • 13. THE PURCHASE AND SALES AGREEMENT
    • a. Selection of a Real Estate Attorney who will represent your best interest
    • b. Your Buyer's Agent will get the agreement signed
  • 14. FINANCING YOUR HOME
    • a. Help you select a bank or mortgage company with the best rates & terms
    • b. Help you submit a completed application on time
  • 15. HOME APPRAISAL PROCESS
    • a. Meet appraiser & provide them with Comparable Sales
    • b. Make sure appraisal is done in a timely fashion
  • 16. THE MORTGAGE COMMITMENT
    • a. Your Buyer's Agent will closely monitor the loan's progress
    • b. Make sure you receive a condition free commitment on time or get you an extension if necessary
  • 17. FINAL DETAILS BEFORE CLOSING
    • a. Final Water & Sewer Reading
    • b. Final Electric Reading (if municipal)
    • c. Smoke & Carbon Monoxide Inspection
    • d. Final Oil Take Reading (if applicable)
    • e. Providing you with contact information of local utilities
    • f. providing you with a list of moving companies (if needed)
    • g. Home Owners Insurance (provide you with a list of agents & making sure you have an Endorsed Insurance Binder)
  • 18. FINAL WALK THROUGH OF YOUR NEW HOME
    • a. Premises delivered vacant or in accordance with terms of "P&S"
    • b. Premises delivered broom clean condition
    • c. Any mandated repairs in P&S are completed
    • Seller gives buyer home orientation
  • 19. THE CLOSING ON YOUR NEW HOME
    • a. Make sure you have a bank or certified check
    • b. Make sure you have an insurance binder
    • c. Make sure you have any other required documentation
    • d. Make sure you get keys to the home and will use my knowledge/skills in your best interest


   


Servicing: Arlington, Bedford, Belmont, Billerica, Boston, Brookline, Burlington, Cambridge, Chelmsford, Chelsea, Concord, Everett, Lexington, Lincoln, Malden, Medford, Melrose, Newton, Reading, Somerville, Waltham, Watertown, Winchester, Woburn