Welcome to TradeMark Realty's MA MLS Web-Site.
We are your Full-Time Full-Service Brokerage, MA Licensed & HUD Certified - ready to serve you!
Please Bookmark this site for future reference and to easily search for properties on MA MLS.
Thank you for your visit!
Toni Nicholas, MBA
Lic. & HUD Certified Broker
TradeMark Realty, Inc.
Now Offering Appraisal Services!
Serving the Merrimack Valley
Office: 978-937-1700
E-Fax: 866-839-0722

Cell Phone: 978.590.0479
Email: TNicholas@TradeMarkRealtyInc.com


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Spring is Coming! Spring is Coming!
Now's the Time to BUY!


Psst... Buyers.. You, yes, YOU!
Low Prices! Low Interest Rates!
What are you waiting for!!!???
Scroll down and read about Why You Should Buy Now!
If you're thinking of Selling...Click here.
And, if you're threatened by Foreclosure... Please call Us.
We are here to help!

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Welcome to Toni's MA MLS Property Information consumer web site!

Thank you for your visit!

Here, you'll be able to obtain information on properties that have been matched to you by Toni's automated system. You will also be able to search the MA MLS web-site directly through Toni's MA MLS account (until policy changes take effect - see above).

Toni Nicholas offers full real estate services to sellers and will also happily assist buyers.

If you are in the market to sell or buy property, please consider Toni's following services:

- Full Market Research
- Automated MLS - Daily updates
- Licensed, Professional, Full-time Licensed Broker at your service!
- Knowledgeable in Creative Offers
- Referrals for all your Closing needs
- Pursuit of specific properties for committed buyers. Or, search at your own pace - You decide!
- Free Market Analysis & CMA Report for sellers
- Generous Advertising
- Direct Mail Campaigns

Benefits to you:

- Fair & Ethical Business Practices
- Knowledgeable Professional
- Efficient & Proven Marketing Methods
- Full Service - Peace of mind
- Fair Market Valuations - Protect your equity!
- Spread out Capital Gains with creative financing techniques

Also - Check out the newest link, TradeMark Realty Inc. is now on Facebook! A forum for people to discuss the Real Estate Industry in the state of Massachusetts.



Tax Breaks - Why you should BUY!
Reprinted from H & R Block Newsletter
November 7, 2007

Home $weet Tax Break

Yes, it's the American Dream. Yes, it's a very dependable investment, which often grows in value. But did you know that there are also great tax savings in buying a new home, picket fence or no?

Tax savings with home ownership:

You can deduct mortgage interest on a home acquisition loan up to $1 million for married filing jointly or $500,000 for married filing separately. You can also deduct property taxes paid, which is especially advantageous to those who are just beginning to pay off their mortgages.



"Points," or loan origination fees, can be deducted the year you pay them or amortized over the term of your mortgage.


Even the interest from home improvement loans is tax-deductible, up to the limitation for acquisition debt: $1 million for married filing jointly and $500,000 for married filing separately.


Home equity loan interest is deductible for loans up to $100,000 for married filing jointly and $50,000 for married filing separately.


If you sell your house, you can exclude up to $250,000 of capital gain if you are married filing jointly — $500,000 if you are married filing separately — from your taxable income. You must have owned and used the home as your personal residence for two out of the five years before the sale.







Just a word...
I'm Local: Please know that I am based right here in Lowell. As mentioned previously, I was born in Lowell, raised in Lowell, and I proudly reside in Lowell. So, it makes perfect sense to work right from Lowell to better focus on providing quality real estate services to those who buy or sell property in Lowell as well as the Greater Lowell area. Of course, I will still offer quality services no matter what part of the state I travel, but just please know.... I'm back home now, and I look forward to serving all your real estate needs.

Foreclosure: I am currently working with owners who are facing financial difficulties and are faced with the prospect of a foreclosure. I work tirelessly to avoid foreclosure and can either buy their home outright or sell it via a short sale. My promise to all sellers is this: I will never lie about the true value of your home. I will not distort the truth just "to get the listing," waste time, and put you closer to foreclosure. I will provide you with a true market analysis range, and it is always the homeowner's choice to either sell now or wait it out until the market improves. Unfortunately, for those who are facing foreclosure, they do not have the luxury of waiting. They must act fast and decisively in order to minimize the damage being done to their credit. It can be done, and those who act quicker often fare better in terms of financial recovery. One of my clients took action, avoided foreclosure via a short sale, and is now well on her way to improving her credit scores. She will be looking for another home very soon. Another client of mine waited way too long, and the banks took all three of her properties before we could even get started. A more recent client has gone through all kinds of hoops with the bank, and we've navigated through all of them. We are awaiting a short sale approval any day now (as of 12/22/11), and I look forward to giving him the good news!

So, the bottom line? Don't wait!!! If you are in trouble, stop wasting time and stop hoping the market improves. This is not an overnight fix, and the sooner financially strapped owners realize this, the better. Call me if you know you'll be missing a mortgage payment or have already missed a few payments. Call now, I can help!



Sincerely,
Toni Nicholas, Broker Owner,
TradeMark Realty, Inc.
978-937-1700




   
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Direct MLS Service Provided to you by Toni Nicholas, MBA,Lic. & HUD Certified Broker

TradeMark Realty Inc is now on Facebook!



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