Successlogobluew.border.jpg

Success4UandMe.com
~~ part of the Success!Real Estate network ~~

Gilda McGonagle ~ Realtor


Just click on "Search the MLS" at the main menu to get started on your home search!


Questions? Call or Text me! 781.254.9468

Success4UandMe.com

Part of the Success! Real Estate network!

Gilda McGonagle
Realtor

CONTACT ME:

Phone: Text: 781 254-9468
Cell Phone: (781) 254-9468
Fax: (781) 828-5887
Email: Gilda@Success4UandMe.com


Privacy Policy
Copyright Policy
Unsubscribe
   
Get Pre-approval for a Loan
Being pre-approved for a loan determines how much house you can afford.
It also allows you to move more swiftly when you find the right house, especially when you aren't the only interested buyer.
For the most part, you are not considered a serious or bona fide buyer until pre-approval is secured. Without it, you may have
little chance of winning a competing bid where the other prospective buyer is pre-approved.


Shop for Mortgage Rates and Terms
A difference of even half a percentage point can make a huge difference in how much you pay over the life of a loan.
For example, the difference in the monthly payment on a $100,000 mortgage at 8 percent vs. 7.5 percent is about $35 per month.
For the life of your loean, typically 30 years, You save $12,600.


Use a Reputable Realtor that You Feel Comfortable With
Ensure that your Realtor is associated with a reputable firm. Ask for references.
Your Realtor and you will be working very closely together during the prospecting process.
Be sure he/she understands your pricing limits and the criteria that is important to you.
Generally, a Realtor can significantly improve your chances of finding the right home and better represent
your financial interests during negotiations. Shop around until you make that special connection where
you know your goals are understood and will be carried out.


Rate the Homes You Tour
After touring each home, write down what you liked and didn't like.
Keep all hand-out materials such as listing sheets and photos labeled and in a folder that you
can reference. Develop a rating system which will help you narrow the field down to the house
that's the best for you. It may be necessary to see a home several times before you can reach a final decision.
While Open Houses can provide a more anonymous and noncommittal setting, you may want to ask your Realtor
to schedule a private showing so that you can take your time and explore the home at your own pace.
This forum enables you to develop a clearer assessment of the home in most cases.


Evaluate the Market to determine fair price.
Your realtor will assist with providing fair market value based on comparable homes that were recently sold.
This process is more than an exercise in statistics, and requires more in depth analysis than price per square foot.
Lots of things comprise value, including updates, aesthetics and homes that are well maintained and in a sought-after neighborhood.


Do Your Homework
Research the town you’re prospecting. If schools are important, find out how the town stacks up in terms school performance.
Other government sponsored web sites detail local economic, health, safety, demographic, and civic statistics in each Massachusetts community.
Accessing www.mass.gov will provide you with a gateway to a host of information that can give you additional insights in your search
for a community that meets your needs. If you need a flexible public transportation schedule, you may want to determine if there is bus,
subway or commuter rail service and how often the service runs. You may find some helpful information on Commuter link at the main menu..





   


Servicing: Avon, Bellingham, Braintree, Brookline, Canton, Cohasset, Dedham, Dover, Foxboro, Franklin, Holbrook, Medfield, Medway, Millis, Milton, Needham, Norfolk, Norwood, Plainville, Quincy, Randolph, Sharon, Stoughton, Walpole, Wellesley, Westwood, Weymouth, Wrentham