Arlington MA Area Real Estate with Karen Zoeller - 781-583-2813

Your Century 21 Adams Buyer's Agent

"Representing Your Best Interests"

ACHIEVING YOUR GOALS

A Home That Meets Your Needs
In the Time Period You Desire
The Least Amount Of Inconvenience
The Best Value Achievable

HOME NEEDS ASSESSMENT

Home Location
Style of Home
Number of Bedrooms & Baths
Other Home Amenities

HOME FINANCING ASSESSMENT

Determining Price Range
Alternative Financing Options
Payment Figures including P+I+T+I
Utility & Repair Estimates
Income Tax Benefits
Do You Have To Sell To Buy?
Mortgage Pre-approval At Best Rates & Terms

BUYER EDUCATION ABOUT ALL REAL ESTATE FORMS

Offer To Purchase & Addendum's
Lead Paint Disclosure
Board Of Registration Home Inspection Disclosure

CRITICAL DATES & TIME LIMITS IN A TRANSACTION

Offer to Purchase
Inspections
Purchase & Sales
Mortgage
Closing Date

HELPING YOU FIND THE RIGHT HOME

Entering Your Home Search Criteria in the Multiple Listing Service
Daily Emails for all Homes That Meet Your Criteria
24 Hour Access To All Homes That Meet Your Criteria
View Multiple Photos, Virtual Tours On Most Homes
Extending Search To FSBO's (For Sale By Owner's)

HELPING YOU FIND THE RIGHT HOME

Helping You Select The Right Houses To View
Showing You The Properties
Helping You Evaluate The Plusses & Minuses of Each

ONCE YOUR FOUND THE RIGHT HOME

Obtaining All The Property Disclosures
Reviewing All Comparable Sales In Neighborhood
Reviewing Exact Payment Figures (P+I+T+I)
Reviewing Tax Benefits Of Home
Checking Zoning (if applicable)
Building Permits
Flood Zone
Fire Department (for underground tanks)
Police Department (Buyer's Responsibility)

NEGOTIATING STRATEGY & STRUCTURING THE OFFER

How Long Has House Been On Market
Were There Any Offers
What Are Current Market Conditions
Negotiation Strategy in Buyer's Market
Negotiation Strategy In Seller's Market
Property Price & Terms
Do You Have A House To Sell

PRESENTING YOUR OFFER & COUNTER OFFERS

Presenting Your Offer In A Diligent Manner
Presenting Your Offer In Accordance With Our Negotiation Plan
Closing The Offer or Getting Counter Offer
Best Possible Price
Best Terms Available
In accordance With Negotiation Plan

THE HOME INSPECTION

Selecting experienced, licensed Inspector who works in your best interest.
Your inspector will provide you with a thorough Inspection and a Comprehensive Report.
Your Buyer's Agent will assist you in investigating any issues, obtain repair estimates and help you decide if you should ask seller to renegotiate or make repairs.

THE PURCHASE AND SALES AGREEMENT

Selection of Real Estate Attorney who will represent your best interest.
Your Buyer's Agent will get the agreement signed.

FINANCING YOUR HOME

Help you select bank or mortgage company with best rates & terms
Help you submit complete application on time

HOME APPRAISAL PROCESS

Meet appraiser & provide them with Comparable Sales
Make sure appraisal is done in timely fashion.

THE MORTGAGE COMMITMENT

Your Buyer's Agent will closely monitor loan progress
Make sure you receive a condition free commitment on time or get you an extension if necessary.

FINAL DETAILS BEFORE CLOSING

Final Water & Sewer Reading
Final Electric Reading (if municipal)
Smoke & Carbon Monoxide Inspection
Final Oil Tank Reading (if applicable)
Providing You with contact information of local utilities
Providing you with list of moving companies (if needed)
Home Owners Insurance (providing you with list of agents & making sure you have an Endorsed Insurance Binder

FINAL WALK THRU OF YOUR NEW HOME

Premises delivered vacant or in accordance with terms of P&S
Premises delivered broom clean
Any mandated repairs in P&S are completed
Seller gives buyer home orientation

THE CLOSING ON YOUR NEW HOME

Make sure you have a bank or certified check
Make sure you have an insurance binder
Make sure you have any other required documentation
Make sure you get keys to home.