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11 Ways to make Homebuying Easier..........
1. Find a real estate agent that’s simpatico. Homebuying is not only a big financial commitment, but also an emotional one. It’s critical that the agent you choose is both skilled and a good fit with your personality. It does not cost extra to work with a Realtor, and a Realtor's experience can save you a lot of headaches not to mention save you money.
2. Remember, there’s no “right” time to buy, any more than there’s a right time to sell. If you find a home now, don’t try to second-guess the interest rates or the housing market by waiting. Changes don’t usually occur fast enough to make that much difference in price, and a good home won’t stay on the market long.
3. Don’t ask for too many opinions. It’s natural to want reassurance for such a big decision, but too many ideas will make it much harder to make a decision.
4. Accept that no house is ever perfect. Focus in on the things that are most important to you and let the minor ones go.
5. Don’t try to be a killer negotiator. Negotiation is definitely a part of the real estate process, but trying to “win” by getting an extra-low price may lose you the home you love.
6. Remember your home doesn’t exist in a vacuum. Don’t get so caught up in the physical aspects of the house itself—room size, kitchen—that you forget such issues as amenities, noise level, etc., that have a big impact on what it’s like to live in your new home.
7. Don’t wait until you’ve found a home and made an offer to get approved for a mortgage, investigate insurance availability, and consider a schedule for moving. Presenting an offer contingent on a lot of unresolved issues will make your bid much less attractive to sellers.
8. Factor in maintenance and repair costs in your post-home buying budget. Even if you buy a new home, there will be some costs. Don’t leave yourself short and let your home deteriorate.
9. Accept that a little buyer’s remorse is inevitable and will probably pass. Buying a home, especially for the first time, is a big commitment, but it also yields big benefits.
10. Choose a home first because you love it: a home’s most important role is a comfortable, safe place to live.
11. Find out how much home you can afford. With the rise in foreclosures in the Fall River area, I am concerned that you choose a home you can really afford.
The first step in buying a home is determining your budget.
Click on my Mortgage Calculator for an estimate of how much home you can afford.
Has anyone gone through the home buying process with you ? so you will know how to ...
*Get a pre-approval with payments you are comfortable with.
*Obtain free grant money to buy a home.
*Fill out the paperwork & how to make an offer that gets accepted.
*What inspections are advisable to do, who to get & the costs involved.
I would be happy to sit with you, at your convenience to go over the steps it takes to Own your own home. This is an important step to help you become better informed to buy a home you are happy with that you can afford.
I would be happy to answer all your questions & concerns.
Just give me a call at(774) 930-8181 or email me,
I work full time days,nights & weekends to better serve you.
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